Did you know that it’s possible to commit identity theft accidentally? Identity theft is when you steal another person’s identity or information for your own benefit. This might include using someone else’s credit card to purchase something for yourself or using another person’s ID card to get into a club.
False accusations of identity theft can hurt you and result in serious charges. These charges come with potentially serious penalties, so it’s important for you to defend yourself if you face them.
How could you commit identity theft unknowingly?
It is easier to commit identity theft unknowingly than you may think. For example, did you borrow your spouse’s credit card to make a purchase and forget to let them know? If they report the unrecognized charge, then you could end up facing charges for identity theft. Similarly, if you use a friend’s credit card to make a purchase after mentioning that you were going to, they could report you for impersonating them.
Another way you could commit identity theft would be to use someone else’s information to apply for credit or a loan. Even with permission, pretending to be someone you are not is against the law and constitutes identity theft.
Even if you have permission, it’s not a good idea to use someone else’s information to make a purchase. Doing so could hurt you if they decide to report you for using their information.
What if you accidentally use someone else’s information to make a purchase online?
It could happen that you make the mistake of using someone else’s information to make a purchase online, especially if you are using a public computer that has saved data. Whenever you check out on a public computer, make sure you do not use any autofill information. Instead, input your own credit card data each time. If the computer asks you to save your data, say no.
These are a few ways that you could accidentally commit the crime of identity theft. If you’re concerned about accusations you’re facing, then it’s a good idea to start looking into your legal options for protecting and defending yourself.